Crypto in · M‑Pesa out
Send money to Mozambique at the real exchange rate
Deposit USDC or USDT, and meticais land straight in the recipient's M‑Pesa wallet — at the real mid‑market rate, with zero fees and no markup. Rate locked the moment you confirm.
$100 minimum per transfer · Vodacom M‑Pesa Mozambique
Why Mola
The real USD to MZN rate — and we show you the number
Traditional remittance services advertise "low fees", then take 3–8% in a hidden exchange‑rate spread. Banks add wire charges on top and take days. Mola works the other way around: we pass on the live mid‑market rate exactly as it is, and charge nothing on top.
You are paid at the mid‑market rate — the one you can look up yourself. No spread is taken out of it, which is where most services quietly make their money.
No sending fee, no receiving fee, no subscription. The quoted amount in MZN is exactly what lands in the M‑Pesa wallet.
The moment you hit send, your rate is fixed. No surprises between confirmation and delivery, and the M‑Pesa code proves it arrived.
The math
What you save on every transfer
Every dollar you send is converted at the mid‑market rate and none of it goes to us. Sending to Mozambique typically costs about $10.00 in fees alone.
| You send | Fee elsewhere | Fee at Mola | You save |
|---|---|---|---|
| $100.00 | $10.00 | $0.00 | $10.00 |
| $500.00 | $10.00 | $0.00 | $10.00 |
| $1,000.00 | $10.00 | $0.00 | $10.00 |
Compared with a service that passes on the mid‑market rate and charges a $10.00 sending fee — the midpoint of fees quoted on this corridor. Providers that also take an exchange‑rate margin, commonly 3–8%, cost more than this comparison shows; we take none.
How it works
How to send money to Mozambique in three steps
Top up with USDC or USDT
Create a free account and get personal deposit addresses on Ethereum, Tron, and Solana. Send stablecoins from any exchange or wallet — every dollar becomes a dollar of Mola balance, credited in minutes.
Enter who gets the money
Type the recipient's name and their Vodacom M‑Pesa number (+258). You see the exact meticais they'll receive before you confirm — the live mid‑market rate, minus nothing.
Meticais land — with proof
MZN arrives in the recipient's M‑Pesa wallet and you get the official M‑Pesa transaction code by email. Every code, rate, and amount stays in your history.
Who it's for
Built for people who send money home
Family support & remittances
Working in the US, UK, Europe, or South Africa and sending money home to Maputo, Beira, Nampula, or anywhere in Mozambique? Skip the queue and the fees — your family receives more meticais on the phone they already use.
Paying people & suppliers in Mozambique
Pay freelancers, staff, or suppliers directly to M‑Pesa. Deposit once, pay many: fund your balance with one stablecoin transfer and send multiple payouts, each with its own M‑Pesa receipt code.
Crypto holders
Already hold USDC or USDT? Mola is the shortest path from stablecoin to spendable meticais — no bank account needed on either side, no card, no cash pickup point.
Talk to a human
Prefer to be walked through it, or moving larger amounts? Our sales team will set you up personally and stay on the line until your first transfer is delivered.
For businesses & builders
The same rails, as an API
Everything Mola does in the app, your backend can do over REST: fund the account with stablecoins, check the balance, and deliver meticais to M‑Pesa — with idempotent transfers and the M‑Pesa code as machine-readable proof of delivery.
- · Payroll and supplier payouts to Mozambique
- · Same mid‑market rate, zero fees, locked per transfer
- · Keys you create and revoke yourself — live in minutes
Security & transparency
Built to be checked, not just trusted
Most money services ask you to trust a black box. Mola runs on public blockchains, so the important claims aren't promises — they're records anyone can open.
Your money leaves a public trail
Every deposit lands on an address that is yours alone, and every movement of funds is a transaction on Ethereum, Tron, or Solana — visible on public block explorers, linked from your history, auditable by anyone, forever.
Delivery comes with a receipt
A transfer isn't "done" when we say so — it's done when Vodacom issues an M‑Pesa transaction code. You get that code by email for every single transfer, and it stays in your history.
A real company, reachable people
Mola is operated by SendMola LTD, registered in Saint Lucia, with published Terms and Privacy Policy. Questions before you send? Write to support@sendmola.com — a person answers.
FAQ
Frequently asked questions
How do I send money to Mozambique with Mola?
Create a free account, top up your Mola balance by sending USDC or USDT to your personal deposit address, then enter the recipient's name and M-Pesa phone number. We deliver meticais (MZN) directly to their M-Pesa wallet and email you the M-Pesa confirmation code.
What exchange rate do I get?
The live mid-market USD/MZN rate — the same number you see on Google or Reuters — with nothing added and nothing taken off. If the market rate is 63.91 meticais per dollar, your recipient is paid at 63.91. Banks and traditional remittance services typically pay 3–8% BELOW that rate once their fees and spreads are counted.
How much do I save compared to other services?
Sending to Mozambique typically costs about $10 in fees, and most providers also take a margin on the exchange rate. We charge no fee and take no margin, so on a $500 transfer that is roughly $10 more in your recipient's M-Pesa wallet before counting whatever spread the other service would have applied.
What are Mola's fees?
Zero. No transfer fee, no deposit fee, no hidden spread, and no markup on the exchange rate. The rate you see at confirmation is exactly what your recipient receives, and it is locked at that moment.
Which cryptocurrencies and networks are supported?
USDC and USDT on Ethereum and Solana, and USDT on Tron. You get a personal deposit address on each network, and every dollar of stablecoin you deposit becomes one dollar of Mola balance regardless of network.
Which mobile money providers do you deliver to?
Vodacom M-Pesa Mozambique (+258 8x numbers) today. Additional providers and additional African countries are on the roadmap.
What is the minimum transfer?
The minimum transfer is $100. You can deposit any amount, and you can split a larger balance across multiple recipients — for example, deposit $500 once and send five separate $100 transfers.
How long does a transfer take?
Stablecoin deposits are credited after about 12 block confirmations — a few minutes. M-Pesa delivery follows shortly after you confirm the transfer, and you receive the official M-Pesa transaction code by email as proof of delivery.
Is Mola safe?
Your deposit address is generated just for you, funds are held only for the short window between deposit and delivery, and every transfer is confirmed with the recipient's M-Pesa transaction code. You can verify every deposit on-chain.
Does Mola have an API?
Yes. Businesses can fund an account, check the balance, and send M-Pesa transfers programmatically through a REST API with idempotent transfer creation. Create keys in your account and see sendmola.com/developers for full documentation with examples.
Who is behind Mola?
Mola is operated by SendMola LTD, a company registered in Saint Lucia. Company details are in our Terms & Conditions, and a human answers at support@sendmola.com. Because Mola runs on public blockchains, you don't have to take our word for anything money-related: every deposit and every treasury movement is independently verifiable on public block explorers.
Ready to send more meticais home?
Join Mola today — registration takes a minute, your deposit address is ready immediately, and right now $1 buys 63.86 MZN on M‑Pesa.
Create your free accountsendmola.com · send money to Mozambique · USDC & USDT to M‑Pesa · USD to MZN at the mid‑market rate · no transfer fees