Crypto in · M‑Pesa out
Send money to Mozambique at the real exchange rate
Deposit USDC or USDT, and meticais land straight in the recipient's M‑Pesa wallet — at the real mid‑market rate, with zero fees and no markup. Rate locked the moment you confirm.
$100 minimum per transfer · Vodacom M‑Pesa Mozambique
Why SendMola
The real USD to MZN rate — and we show you the number
Traditional remittance services advertise "low fees", then take 3–8% in a hidden exchange‑rate spread. Banks add wire charges on top and take days. SendMola works the other way around: we pass on the live mid‑market rate exactly as it is, and charge nothing on top.
You are paid at the mid‑market rate — the one you can look up yourself. No spread is taken out of it, which is where most services quietly make their money.
No sending fee, no receiving fee, no subscription. The quoted amount in MZN is exactly what lands in the M‑Pesa wallet.
The moment you hit send, your rate is fixed. No surprises between confirmation and delivery, and the M‑Pesa code proves it arrived.
The math
What you save on every transfer
Every dollar you send is converted at the mid‑market rate and none of it goes to us. Sending to Mozambique typically costs about $10.00 in fees alone.
| You send | Fee elsewhere | Fee at SendMola | You save |
|---|---|---|---|
| $100.00 | $10.00 | $0.00 | $10.00 |
| $500.00 | $10.00 | $0.00 | $10.00 |
| $1,000.00 | $10.00 | $0.00 | $10.00 |
Compared with a service that passes on the mid‑market rate and charges a $10.00 sending fee — the midpoint of fees quoted on this corridor. Providers that also take an exchange‑rate margin, commonly 3–8%, cost more than this comparison shows; we take none.
How it works
How to send money to Mozambique in three steps
Top up with USDC or USDT
Create a free account and get personal deposit addresses on Ethereum, Tron, and Solana. Send stablecoins from any exchange or wallet — every dollar becomes a dollar of SendMola balance, credited in minutes.
Enter who gets the money
Type the recipient's name and their Vodacom M‑Pesa number (+258). You see the exact meticais they'll receive before you confirm — the live mid‑market rate, minus nothing.
Meticais land — with proof
MZN arrives in the recipient's M‑Pesa wallet and you get the official M‑Pesa transaction code by email. Every code, rate, and amount stays in your history.
Who it's for
Built for people who send money home
Family support & remittances
Working in the US, UK, Europe, or South Africa and sending money home to Maputo, Beira, Nampula, or anywhere in Mozambique? Skip the queue and the fees — your family receives more meticais on the phone they already use.
Paying people & suppliers in Mozambique
Pay freelancers, staff, or suppliers directly to M‑Pesa. Deposit once, pay many: fund your balance with one stablecoin transfer and send multiple payouts, each with its own M‑Pesa receipt code.
Crypto holders
Already hold USDC or USDT? SendMola is the shortest path from stablecoin to spendable meticais — no bank account needed on either side, no card, no cash pickup point.
Talk to a human
Prefer to be walked through it, or moving larger amounts? Our sales team will set you up personally and stay on the line until your first transfer is delivered.
For businesses & builders
The same rails, as an API
Everything SendMola does in the app, your backend can do over REST: fund the account with stablecoins, check the balance, and deliver meticais to M‑Pesa — with idempotent transfers and the M‑Pesa code as machine-readable proof of delivery.
- · Payroll and supplier payouts to Mozambique
- · Same mid‑market rate, zero fees, locked per transfer
- · Keys you create and revoke yourself — live in minutes
Security & transparency
Built to be checked, not just trusted
Most money services ask you to trust a black box. SendMola runs on public blockchains, so the important claims aren't promises — they're records anyone can open.
Your money leaves a public trail
Every deposit lands on an address that is yours alone, and every movement of funds is a transaction on Ethereum, Tron, or Solana — visible on public block explorers, linked from your history, auditable by anyone, forever.
Delivery comes with a receipt
A transfer isn't "done" when we say so — it's done when Vodacom issues an M‑Pesa transaction code. You get that code by email for every single transfer, and it stays in your history.
A real company, reachable people
SendMola is operated by SendMola LTD, registered in Saint Lucia, with published Terms and Privacy Policy. Questions before you send? Write to support@sendmola.com — a person answers.
How to convert USDT or USDC to M-Pesa in Mozambique
SendMola converts supported stablecoin deposits into meticais (MZN) paid to Vodacom M-Pesa wallets in Mozambique. The recipient receives mobile money, not cryptocurrency, and does not need a crypto wallet or a SendMola account. You need a SendMola account and the recipient's name and Mozambique M-Pesa phone number.
| Network | Accepted tokens |
|---|---|
| Ethereum (ERC-20) | USDC, USDT |
| Tron (TRC-20) | USDT |
| Solana (SPL) | USDC, USDT |
- Create an account and copy your deposit address for the network you intend to use.
- Send a supported token on that exact network. For example, USDT on Tron goes to your Tron address. Wait for the deposit to appear in your balance.
- Enter the recipient's name, M-Pesa number and transfer amount. Check the USD/MZN quote and the final MZN amount, then confirm.
- Track the transfer in your account. Once paid, the M-Pesa transaction code confirms delivery and is also sent by email.
SendMola charges no transfer fee or exchange-rate markup. Your sending wallet or exchange may charge network or withdrawal fees. Always match the token, network and address before depositing: blockchain transfers are irreversible. For business integrations, see the M-Pesa payout API documentation.
FAQ
Frequently asked questions
How do I send money to Mozambique with SendMola?
Create a free account, top up your SendMola balance by sending USDC or USDT to your personal deposit address, then enter the recipient's name and M-Pesa phone number. We deliver meticais (MZN) directly to their M-Pesa wallet and email you the M-Pesa confirmation code.
What exchange rate do I get?
SendMola passes on its live mid-market USD/MZN rate without a markup. Review the quoted rate and the exact amount in meticais before confirming; the rate locks when you create the transfer. Rates can vary between sources and update times.
How much do I save compared to other services?
Savings depend on the other provider's current fee and exchange rate. Compare the final MZN amount delivered for the same USD amount. The examples on this page illustrate a $10 comparison fee; they are not live quotes from another provider.
What are SendMola's fees?
SendMola charges no transfer fee, no deposit fee and no markup on the exchange rate. The USD/MZN rate is locked when you confirm. Your wallet or exchange may charge a separate blockchain network or withdrawal fee when you fund your account.
Which cryptocurrencies and networks are supported?
USDC and USDT on Ethereum and Solana, and USDT on Tron. You get a personal deposit address on each network, and every dollar of stablecoin you deposit becomes one dollar of SendMola balance regardless of network.
Which mobile money providers do you deliver to?
Vodacom M-Pesa Mozambique (+258 8x numbers) today. Additional providers and additional African countries are on the roadmap.
What is the minimum transfer?
The minimum transfer is $100. You can deposit any amount, and you can split a larger balance across multiple recipients — for example, deposit $500 once and send five separate $100 transfers.
How long does a transfer take?
Deposit timing depends on the blockchain network and its confirmations. After you confirm a transfer, SendMola processes the M-Pesa payout. Delivery is not guaranteed to be instant; you receive the M-Pesa transaction code by email when the payout is completed.
Is SendMola safe?
Your deposit address is generated just for you, funds are held only for the short window between deposit and delivery, and every transfer is confirmed with the recipient's M-Pesa transaction code. You can verify every deposit on-chain.
Does SendMola have an API?
Yes. Businesses can fund an account, check the balance, and send M-Pesa transfers programmatically through a REST API with idempotent transfer creation. Create keys in your account and see sendmola.com/developers for full documentation with examples.
Who is behind SendMola?
SendMola is operated by SendMola LTD, a company registered in Saint Lucia. Company details are in our Terms & Conditions, and a human answers at support@sendmola.com. Because SendMola runs on public blockchains, you don't have to take our word for anything money-related: every deposit and every treasury movement is independently verifiable on public block explorers.
Ready to send more meticais home?
Join SendMola today — registration takes a minute, your deposit address is ready immediately, and right now $1 buys 63.65 MZN on M‑Pesa.
Create your free accountsendmola.com · send money to Mozambique · USDC & USDT to M‑Pesa · USD to MZN at the mid‑market rate · no transfer fees