Send money to Mozambique
crypto in, M‑Pesa out
Mola turns your USDC or USDT into meticais delivered straight to M‑Pesa wallets — at 5% better than the mid‑market exchange rate, with zero transfer fees. The rate is locked the moment you confirm, and you get the recipient's M‑Pesa confirmation code by email.
$100 minimum per transfer · Vodacom M‑Pesa Mozambique · Tron & Solana support coming soon
The best USD to MZN rate you'll find — and we can prove it
Traditional remittance services advertise "low fees", then take 3–8% in a hidden exchange‑rate spread. Banks add wire charges on top and take days. Mola works the other way around: we publish the live mid‑market rate next to our rate, pay you 5% above it, and charge nothing else.
A $1,000 transfer delivers roughly 50 dollars more in meticais than a mid‑market exchange — and even more compared to bank rates.
No sending fee, no receiving fee, no subscription. The quoted amount in MZN is exactly what lands in the M‑Pesa wallet.
The moment you hit send, your rate is fixed. No surprises between confirmation and delivery, and the M‑Pesa code proves it arrived.
How to send money to Mozambique in three steps
Top up with USDC or USDT
Create a free account and get your personal deposit address on the Base network. Send stablecoins from any exchange or wallet — Coinbase, Binance, MetaMask, anywhere. Every dollar of USDC or USDT becomes a dollar of Mola balance, credited in minutes.
Enter who gets the money
Type the recipient's name and their Vodacom M‑Pesa number (+258). You see the exact amount of meticais they'll receive before you confirm — live rate, plus your 5% bonus, minus nothing. Send your whole balance to one person or split it across several transfers.
Meticais land in M‑Pesa — with proof
We deliver MZN directly into the recipient's M‑Pesa mobile wallet and email you the official M‑Pesa transaction code as confirmation. Your transfer history keeps every code, rate, and amount in one place.
Built for people who send money home
Family support & remittances
Working in the US, UK, Europe, or South Africa and sending money home to Maputo, Beira, Nampula, or anywhere in Mozambique? Skip the queue and the fees — your family receives more meticais on the phone they already use.
Paying people & suppliers in Mozambique
Pay freelancers, staff, or suppliers directly to M‑Pesa. Deposit once, pay many: fund your balance with one stablecoin transfer and send multiple payouts, each with its own M‑Pesa receipt code.
Crypto holders
Already hold USDC or USDT? Mola is the shortest path from stablecoin to spendable meticais — no bank account needed on either side, no card, no cash pickup point.
Talk to a human
Prefer to be walked through it, or moving larger amounts? Our sales team will set you up personally and stay on the line until your first transfer is delivered.
Frequently asked questions
How do I send money to Mozambique with Mola?
Create a free account, top up your Mola balance by sending USDC or USDT to your personal deposit address, then enter the recipient's name and M-Pesa phone number. We deliver meticais (MZN) directly to their M-Pesa wallet and email you the M-Pesa confirmation code.
What exchange rate do I get?
We pay 5% MORE than the live mid-market USD/MZN rate. If the mid-market rate is 63.91 meticais per dollar, your recipient gets 67.11 per dollar. Banks and traditional remittance services typically pay 3–8% BELOW mid-market once fees and spreads are counted.
What are Mola's fees?
Zero. No transfer fee, no deposit fee, no hidden spread. The rate you see at confirmation is exactly what your recipient receives, and it is locked at that moment.
Which cryptocurrencies and networks are supported?
USDC and USDT on the Base network today, with Tron and Solana coming next. Every dollar of stablecoin you deposit becomes one dollar of Mola balance.
Which mobile money providers do you deliver to?
Vodacom M-Pesa Mozambique (+258 8x numbers) today. Additional providers and additional African countries are on the roadmap.
What is the minimum transfer?
The minimum transfer is $100. You can deposit any amount, and you can split a larger balance across multiple recipients — for example, deposit $500 once and send five separate $100 transfers.
How long does a transfer take?
Stablecoin deposits are credited after about 12 block confirmations — a few minutes. M-Pesa delivery follows shortly after you confirm the transfer, and you receive the official M-Pesa transaction code by email as proof of delivery.
Is Mola safe?
Your deposit address is generated just for you, funds are held only for the short window between deposit and delivery, and every transfer is confirmed with the recipient's M-Pesa transaction code. You can verify every deposit on-chain.
Ready to send more meticais home?
Join Mola today — registration takes a minute, your deposit address is ready immediately, and right now $1 buys 66.95 MZN on M‑Pesa.
Create your free accountsendmola.com · send money to Mozambique · USDC & USDT to M‑Pesa · USD to MZN at +5% over mid‑market · no transfer fees